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What is my MCC code?

Very often we receive emails and live chats with a lot of people asking for their MCC. In this article we would like to clear all those doubts, providing an explanation and a MCC code list updated so you can check by yourself the category of your business model.

Payment services online MCC code list

What is the MCC code?

Let’s start by explaining what the MCC code is about. It is just a 4 digits number that a credit or debit card issuer like Visa, Mastercard, Amex… uses to categorize the transactions consumers complete using a particular card. This way they know if you are using the card in a supermarket or a travel agency.

There are a lot of private MCC codes, some massive companies have their own, but most of the merchants need to use a generic one, they also determine the percentage of each transaction a business needs to pay to the credit card processor.

Here we have listed the most common MCC codes, however, not all codes are recognized by all. Issuers like Visa and Mastercard frequently add, eliminate, or change the codes with regularly-scheduled enhancements.

Card Payment processing MCC code list

MCC code list

Check on this list your business model to know your MCC code:

This manual MCC code list, the descriptions of the codes, and the payment brand(s) for which the codes are valid. The descriptions can differ slightly between payment brands. The following table has information about the abbreviation used for each payment brand.

Payment Brand

Abbreviation

Visa

V

MasterCard

M

TSYS

TSYS (This code is present on TSYS systems; however, other payment brands may no longer support the code.)

General Merchant Category Codes (MCC code list)

MCCs 0001–1499 (Agricultural Services)

The following table includes a list of MCCs in the range 0001–1499 and the description for each code.

MCC

Description

Valid Payment Brand(s)

0742

Veterinary Services

V, M

0763

Agricultural Cooperatives

V, M

0780

Horticultural and Landscaping Services

V, M

MCCs 1500–2999 (Contracted Services)(MCC code list)

The following table includes a list of MCCs in the range 1500–2999 and the description for each code.

MCC

Description

Valid Payment Brand(s)

1520

General Contractors–Residential and Commercial

V, M

1711

Air Conditioning, Heating and Plumbing Contractors

V, M

1731

Electrical Contractors

V, M

1740

Insulation, Masonry, Plastering, Stonework and Tile Setting Contractors

V, M

1750

Carpentry Contractors

V, M

1761

Roofing and Siding, Sheet Metal Work Contractors

V, M

1771

Concrete Work Contractors

V, M

1799

Contractors, Special Trade Contractors–not elsewhere classified

V, M

2741

Miscellaneous Publishing and Printing

V, M

2791

Typesetting, Plate Making and Related Services

V, M

2842

Sanitation, Polishing and Specialty Cleaning Preparations

V, M

MCCs 4000–4799 (Transportation Services)(MCC code list)

The following table includes a list of MCCs in the range 4000–4799 and the description for each code.

MCC

Description

Valid Payment Brand(s)

4011

Railroads–Freight

V, M

4111

Transportation–Suburban and Local Commuter Passenger, including Ferries

V, M

4112

Passenger Railways

V, M

4119

Ambulance Services

V, M

4121

Taxicabs and Limousines

V, M

4131

Bus Lines

V, M

4214

Motor Freight Carriers, Trucking–Local/Long Distance, Moving and Storage Companies, Local Delivery

V, M

4215

Courier Services–Air and Ground, Freight Forwarders

V, M

4225

Public Warehousing–Farm Products, Refrigerated Goods, Household Goods Storage

V, M

4411

Cruise Lines

V, M

4457

Boat Leases and Boat Rentals

V, M

4468

Marinas, Marine Service/Supplies

V, M

4511

Air Carriers, Airlines–not elsewhere classified

V, M

4582

Airports, Airport Terminals, Flying Fields

V, M

4722

Travel Agencies and Tour Operators

V, M

4723

Package Tour Operators (Germany Only)

V

4761

Telemarketing of Travel Related Services and Vitamins

TSYS

4784

Bridge and Road Fees, Tolls

V, M

4789

Transportation Services Not Elsewhere Classified

V, M

MCCs 4800–4999 (Utility Services)(MCC code list)

The following table includes a list of MCCs in the range 4800–4999 and the description for each code.

MCC

Description

Valid Payment Brand(s)

4812

Telecommunication Equipment Including Telephone Sales

V, M

4813

Key-Entry Telecom Merchant providing single local and long-distance phone calls using a central access number in a non-face-to-face environment using key entry

M

4814

Telecommunication Services including but not limited to prepaid phone services and recurring phone services

V, M

4816

Computer Network/Information Services

V, M

4821

Telegraph Services

V, M

4829

Wire Transfer Money Orders (V, D, G, X)

Money Transfer (M)

V, M

4899

Cable, Satellite, and Other Pay Television and Radio Services

V, M

4900

Utilities–Electric, Gas, Heating Oil, Sanitary, Water

V, M

MCCs 5000–5599 (Retail Outlet Services)

The following table includes a list of MCCs in the range 5000–5599 and the description for each code.

MCC

Description

Valid Payment Brand(s)

5013

Motor Vehicle Supplies and New Parts

V, M

5021

Office and Commercial Furniture

V, M

5039

Construction Materials Not Elsewhere Classified

V, M

5044

Office, Photographic, Photocopy and Microfilm Equipment

V, M

5045

Computers, Computer Peripheral Equipment, Software

V, M

5046

Commercial Equipment Not Elsewhere Classified

V, M

5047

Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies

V, M

5051

Metal Service Centers and Offices

V, M

5065

Electrical Parts and Equipment

V, M

5072

Hardware Equipment and Supplies

V, M

5074

Plumbing and Heating Equipment

V, M

5085

Industrial Supplies Not Elsewhere Classified

V, M

5094

Precious Stones and Metals, Watches and Jewelry

V, M

MCC

Description

Valid Payment Brand(s)

5099

Durable Goods Not Elsewhere Classified

V, M

5111

Stationery, Office Supplies, Printing and Writing Paper

V, M

5122

Drugs, Drug Proprietors and Druggists Sundries

V, M

5131

Piece Goods, Notions, and Other Dry Goods

V, M

5137

Men’s, Women’s and Children’s Uniforms and Commercial Clothing

V, M

5139

Commercial Footware

V, M

5169

Chemicals and Allied Products Not Elsewhere Classified

V, M

5172

Petroleum and Petroleum Products

V, M

5192

Books, Periodicals and Newspapers

V, M

5193

Florists Supplies, Nursery Stock and Flowers

V, M

5198

Paints, Varnishes and Supplies

V, M

5199

Non-Durable Goods Not Elsewhere Classified

V, M

5200

Home Supply Warehouse Stores

V, M

5211

Building Materials, Lumber Stores

V, M

5231

Glass, Paint, Wallpaper Stores

V, M

5251

Hardware Stores

V, M

5261

Lawn and Garden Supply Stores

V, M

5271

Mobile Home Dealers

V, M

5299

Warehouse Club Gas

TSYS

5300

Wholesale Clubs

V, M

5309

Duty Free Stores

V, M

5310

Discount Stores

V, M

5311

Department Stores

V, M

5331

Variety Stores

V, M

5399

Miscellaneous General Merchandise Stores

V, M

5411

Grocery Stores, Supermarkets

V, M

5422

Freezer and Locker Meat Provisioners

V, M

5441

Candy, Nut and Confectionery Stores

V, M

5451

Dairy Products Stores

V, M

5462

Bakeries

V, M

5499

Miscellaneous Food Stores–Convenience Stores, Markets, Specialty Stores, and Vending Machines

V, M

5511

Automobile and Truck Dealers–Sales, Service, Repairs, Parts and Leasing

V, M

5521

Automobile and Truck Dealers–(Used Only)–Sales

V, M

5532

Automotive Tire Stores

V, M

5533

Automotive Parts and Accessories Stores

V, M

MCC

Description

Valid Payment Brand(s)

5541

Service Stations (With or Without Ancillary Services)

V, M

5542

Fuel Dispenser, Automated

V, M

5551

Boat Dealers

V, M

5561

Camper Dealers, Recreational and Utility Trailers

V, M

5571

Motorcycle Shops and Dealers

V, M

5592

Motor Home Dealers

V, M

5598

Snowmobile Dealers

V, M

5599

Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers–Not Elsewhere Classified

V, M

MCCs 5600–5699 (Clothing Stores)(MCC code list)

The following table includes a list of MCCs in the range 5600–5699 and the description for each code.

MCC

Description

Valid Payment Brand(s)

5611

Men’s and Boys’ Clothing and Accessories Stores

V, M

5621

Women’s Ready to Wear Stores

V, M

5631

Women’s Accessory and Specialty Stores

V, M

5641

Children’s and Infants’ Wear Stores

V, M

5651

Family Clothing Stores

V, M

5655

Sports Apparel, and Riding Apparel Stores

V, M

5661

Shoe Stores

V, M

5681

Furriers and Fur Shops

V, M

5691

Men’s and Women’s Clothing Stores

V, M

5697

Alterations, Mending, Seamstresses, Tailors

V, M

5698

Wig and Toupee Shops

V, M

5699

Accessory and Apparel Stores–Miscellaneous

V, M

MCCs 5700–7299 (Miscellaneous Stores)(MCC code list)

The following table includes a list of MCCs in the range 5700–7299 and the description for each code.

MCC

Description

Valid Payment Brand(s)

5712

Equipment, Furniture and Home Furnishings Stores (except Appliances)

V, M

5713

Floor Covering Stores

V, M

5714

Drapery, Upholstery and Window Coverings Stores

V, M

5718

Fireplace, Fireplace Screens and Accessories Stores

V, M

5719

Miscellaneous House Furnishing Specialty Shops

V, M

5722

Household Appliance Stores

V, M

5732

Electronics Sales

V, M

5733

Music Stores–Musical Instruments, Pianos and Sheet Music

V, M

5734

Computer Software Stores

V, M

5735

Record Shops

V, M

5811

Caterers

V, M

5812

Eating Places and Restaurants

V, M

5813

Bars, Cocktail Lounges, Discotheques, Nightclubs and Taverns–Drinking Places (Alcoholic Beverages)

V, M

5814

Fast Food Restaurants

V, M

5815

Digital Goods: Books, Movies, Music

V, M

5816

Digital Goods: Games

V, M

5817

Digital Goods: Applications (Excludes Games)

V, M

5818

Digital Goods: Large Digital Goods Merchant (V)

Digital Goods: Multi-Category (M)

V, M

5912

Drug Stores and Pharmacies

V, M

5921

Package Stores–Beer, Wine and Liquor

V, M

5931

Second Hand Stores, Used Merchandise Stores

V, M

5932

Antique Shops–Sales, Repairs and Restoration Services

V, M

5933

Pawn Shops

V, M

5935

Wrecking and Salvage Yards

V, M

5937

Antique Reproduction Stores

V, M

5940

Bicycle Shops–Sales and Service

V, M

5941

Sporting Goods Stores

V, M

5942

Book Stores

V, M

5943

Office, School Supply and Stationery Stores

V, M

5944

Clock, Jewelry, Watch and Silverware Stores

V, M

5945

Game, Toy and Hobby Shops

V, M

5946

Camera and Photographic Supply Stores

V, M

MCC

Description

Valid Payment Brand(s)

5947

Card, Gift, Novelty and Souvenir Shops

V, M

5948

Leather Goods and Luggage Stores

V, M

5949

Fabric, Needlework, Piece Goods and Sewing Stores

V, M

5950

Crystal and Glassware Stores

V, M

5960

Direct Marketing Insurance Services

V, M

5961

Mail Order Houses Including Catalog Order Stores

TSYS

5962

Direct Marketing–Travel Related Arrangement Services

V, M

5963

Door-to-Door Sales

V, M

5964

Direct Marketing–Catalog Merchants

V, M

5965

Direct Marketing–Combination Catalog and Retail Merchant

V, M

5966

Direct Marketing–Outbound Telemarketing Merchants

V, M

5967

Direct Marketing–Inbound Telemarketing Merchants

V, M

5968

Direct Marketing–Continuity/Subscription Merchants

V, M

5969

Direct Marketing–Other Direct Marketers–Not Elsewhere Classified

V, M

5970

Artist Supply Stores, Craft Shops

V, M

5971

Art Dealers and Galleries

V, M

5972

Stamp and Coin Stores–Philatelic and Numismatic Supplies

V, M

5973

Religious Goods Stores

V, M

5974

Rubber Stamp Store

TSYS

5975

Hearing Aids–Sales, Service, Supply Stores

V, M

5976

Orthopedic Goods–Artificial Limb Stores

V, M

5977

Cosmetic Stores

V, M

5978

Typewriter Stores–Rentals, Sales, Service

V, M

5983

Fuel Dealers–Coal, Fuel Oil, Liquefied Petroleum, Wood

V, M

5992

Florists

V, M

5993

Cigar Stores and Stands

V, M

5994

News Dealers and Newsstands

V, M

5995

Pet Shops, Pet Food and Supplies

V, M

5996

Swimming Pools–Sales and Supplies

V, M

5997

Electric Razor Stores–Sales and Service

V, M

5998

Tent and Awning Shops

V, M

5999

Miscellaneous and Specialty Retail Stores

V, M

6010

Member Financial Institution–Manual Cash Disbursements

V, M

6011

Member Financial Institution–Automated Cash Disbursements

V, M

MCC

Description

Valid Payment Brand(s)

6012

Member Financial Institution–Merchandise And Services

V, M

6050

Quasi Cash–Member Financial Institution

M

6051

Quasi Cash–Merchant

V, M

6211

Securities–Brokers and Dealers

V, M

6236

Aero Servicio Carabobo

TSYS

6300

Insurance Sales, Underwriting and Premiums

V, M

6381

Insurance–Premiums

TSYS

6513

Real Estate Agents and Managers–Rentals

V, M

6529

Remote Stored Value Load Member Financial Institution

TSYS

6530

Remove Stored Value Load Merchant

TSYS

6535

Value Purchase–Member Financial Institution

TSYS

6536

MoneySend Intracountry

M

6537

MoneySend Intercountry

M

6538

MoneySend Funding

M

6539

Funding Transaction (Excluding MoneySend)

M

6540

POI (Point of Interaction) Funding Transactions (Excluding MoneySend)

M

6611

Overpayments

TSYS

6760

Savings Bonds

TSYS

7011

Lodging–Hotels, Motels, Resorts–not elsewhere classified

V, M

7012

Timeshares

V, M

7032

Sporting and Recreational Camps

V, M

7033

Campgrounds and Trailer Parks

V, M

7210

Cleaning, Garment and Laundry Services

V, M

7211

Laundry Services–Family and Commercial

V, M

7216

Dry Cleaners

V, M

7217

Carpet and Upholstery Cleaning

V, M

7221

Photographic Studios

V, M

7230

Barber and Beauty Shops

V, M

7251

Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine Parlors

V, M

7261

Funeral Service and Crematories

V, M

7273

Dating Services

V, M

7276

Tax Preparation Service

V, M

7277

Debt, Marriage, Personal–Counseling Services

V, M

7278

Buying/Shopping Clubs, Services

V, M

7280

Hospital Patient-Personal Funds Withdrawal

TSYS

MCC

Description

Valid Payment Brand(s)

7295

Babysitting Services

TSYS

7296

Clothing Rental–Costumes, Uniforms and Formal Wear

V, M

7297

Massage Parlors

V, M

7298

Health and Beauty Spas

V, M

7299

Other Services–Not Elsewhere Classified

V, M

MCCs 7300–7999 (Business Services)(MCC code list)

The following table includes a list of MCCs in the range 7300–7999 and the description for each code.

MCC

Description

Valid Payment Brand(s)

7311

Advertising Services

V, M

7321

Consumer Credit Reporting Agencies

V, M

7332

Blueprinting and Photocopying Services

TSYS

7333

Commercial Art, Graphics, Photography

V, M

7338

Quick Copy, Reproduction and Blueprinting Services

V, M

7339

Stenographic and Secretarial Support Services

V, M

7342

Exterminating and Disinfecting Services

V, M

7349

Cleaning and Maintenance, Janitorial Services

V, M

7361

Employment Agencies and Temporary Help Services

V, M

7372

Computer Programming, Data Processing and Integrated System Design Services

V, M

7375

Information Retrieval Services

V, M

7379

Computer Maintenance, Repair And Services–Not Elsewhere Classified

V, M

7392

Consulting, Management and Public Relations Services

V, M

7393

Detective Agencies, Protective Agencies, Security Services including Armored Cars, Guard Dogs

V, M

7394

Equipment Rental and Leasing Services, Furniture Rental, Tool Rental

V, M

7395

Photo Developing, Photofinishing Laboratories

V, M

7399

Business Services Not Elsewhere Classified

V, M

7512

Automobile Rental Agency–Not Elsewhere Classified

V, M

7513

Truck Rental

V, M

7519

Motor Home and Recreational Vehicle Rental

V, M

7523

Automobile Parking Lots and Garages

V, M

7524

Express Payment Service Merchants–Parking Lots and Garages

TSYS

MCC

Description

Valid Payment Brand(s)

7531

Automotive Body Repair Shops

V, M

7534

Tire Retreading and Repair Shops

V, M

7535

Automotive Paint Shops

V, M

7538

Automotive Service Shops

V, M

7542

Car Washes

V, M

7549

Towing Services

V, M

7622

Electronic Repair Shops

V, M

7623

Air Conditioning and Refrigeration Repair Shops

V, M

7629

Appliance Repair Shops, Electrical and Small

V, M

7631

Clock, Jewelry and Watch Repair Shops

V, M

7641

Furniture–Reupholstery, Repair and Refinishing

V, M

7692

Welding Repair

V, M

7699

Miscellaneous Repair Shops and Related Services

V, M

7800

Government Owned Lottery

V, M

7801

Government-Licensed Casinos (Online or Internet Gambling)

V, M

7802

Government-Licensed Horse/Dog Racing

V, M

7829

Motion Picture and Video Tape Production and Distribution

V, M

7832

Motion Picture Theaters

V, M

7833

Express Payment Service Motion Picture Theater

TSYS

7841

DVD/Video Tape Rental Stores

V, M

7911

Dance Halls, Schools and Studios

V, M

7922

Theatrical Producers (Except Motion Pictures), Ticket Agencies

V, M

7929

Bands, Orchestras and Miscellaneous Entertainers– Not Elsewhere Classified

V, M

7932

Pool and Billiard Establishments

V, M

7933

Bowling Alleys

V, M

7941

Athletic Fields, Commercial Sports, Professional Sports Clubs, Sports Promoters

V, M

7991

Tourist Attractions and Exhibits

V, M

7992

Golf Courses, Public

V, M

7993

Video Amusement Game Supplies

V, M

7994

Video Game Arcades and Establishments

V, M

7995

Gambling Transactions

Betting (Sportsbook, fantasy, social gaming; when regulated and not covered by other MCCs) (D)

V, M

7996

Amusement Parks, Carnivals, Circuses, Carnivals, Fortune Tellers

V, M

MCC

Description

Valid Payment Brand(s)

7997

Clubs–Country Clubs, Membership (Athletic, Recreation, Sports), Private Golf Courses

V, M

7998

Aquariums, Dolphinariums, Zoos and Seaquariums

V, M

7999

Recreation Services–Not Elsewhere Classified

V, M

MCCs 8000–8999 (Professional Services and Membership Organizations)(MCC code list)

The following table includes a list of MCCs in the range 8000–8999 and the description for each code.

MCC

Description

Valid Payment Brand(s)

8011

Doctors–not elsewhere classified

V, M

8021

Dentists and Orthodontists

V, M

8031

Osteopathic Physicians

V, M

8041

Chiropractors

V, M

8042

Optometrists and Ophthalmologists

V, M

8043

Opticians, Optical Goods and Eyeglasses

V, M

8044

Optical Goods and Eyeglasses

TSYS

8049

Chiropodists, Podiatrists

V, M

8050

Nursing and Personal Care Facilities

V, M

8062

Hospitals

V, M

8071

Dental and Medical Laboratories

V, M

8099

Health Practitioners, Medical Services–Not Elsewhere Classified

V, M

8111

Attorneys, Legal Services

V, M

8211

Schools, Elementary and Secondary

V, M

8220

Colleges, Universities, Professional Schools and Junior Colleges

V, M

8241

Schools, Correspondence

V, M

8244

Schools, Business and Secretarial

V, M

8249

Schools, Trade and Vocational

V, M

8299

Schools And Educational Services–Not Elsewhere Classified

V, M

8351

Child Care Services

V, M

8398

Organizations, Charitable and Social Service

V, M

8641

Associations–Civic, Social and Fraternal

V, M

8651

Organizations, Political

V, M

8661

Organizations, Religious

V, M

8675

Automobile Associations

V, M

8699

Organizations, Membership–Not Elsewhere Classified

V, M

MCC

Description

Valid Payment Brand(s)

8734

Testing Laboratories (Non-Medical)

V, M

8743

Testing Laboratories (Non-Medical)

TSYS

8911

Architectural, Engineering and Surveying Services

V, M

8931

Accounting, Auditing and Bookkeeping Services

V, M

8999

Professional Services–Not Elsewhere Classified

V, M

MCCs 9000–9999 (Government Services)(MCC code list)

The following table includes a list of MCCs in the range 9000–9999 and the description for each code.

MCC

Description

Valid Payment Brand(s)

9034

I-Purchasing Pilot

TSYS

9211

Court Costs Including Alimony and Child Support

V, M

9222

Fines

V, M

9223

Bail and Bond Payments

V, M

9311

Tax Payments

V, M

9399

Government Services–Not Elsewhere Classified

V, M

9401

I-Purchasing Pilot

TSYS

9402

Postal Services–Government Only

V, M

9405

Intra-Government Purchases–Government Only

V, M

9700

Automated Referral Service

V

9701

Visa Credential Server

V

9702

GCAS Emergency Services

V

9751

UK Supermarkets, Electronic Hot File

TSYS

9752

UK Petrol Stations, Electronic Hot File

TSYS

9754

Gambling-Horse, Dog Racing, State Lottery

M

9950

Intra-Company Purchases

V,M

We hope you can find your MCC code listed here, but in any case if you need a merchant account and payment processing for your business, we can provide you with easy and fast solutions. Ask for a quote now.

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