klarna

Klarna is a force to be reckon with within the local payment methods as they started in Stockholm but now cover most of north europe

Alternative Payment Method -Klarna

Klarna processes about 1 m transactions a day, which makes it one of the most used payment method in north europe.
With PayFasto you’ll pay a fixed, low fee per every successful transaction and a MDR (Percentage per transaction).

Pay Now

Pay Later

Slice It (Financing)

Austria
Germany
Sweden
The Netherlands

2% + EUR 0.25
2% + EUR 0.25
2% + SEK 2.50
2% + EUR 1.50

Austria
Denmark
Finland
Germany
Norway
Sweden
The Netherlands
United Kingdom

2.99% + EUR 0.40
2.49% + DKK 6
2.49% + EUR 0.60
2.99% + EUR 0.40
2.49% + NOK 6
2.49% + SEK 6
2.99% + EUR 0.80
3.29% + GBP 0.30

Austria
Denmark
Finland
Germany
Norway
Sweden
United Kingdom

3.29%
0.99% + DKK 6
0.99% + EUR 0.60
3.29%
0.99% + NOK 6
0.99% + SEK 6
2.99% + GBP 0.30

About Klarna

Klarna started in Sweden in 2005 and has since then not only evolve the markets they’re active in, but also adapted payment models and they have now three different payment models which is a benefit for you as a merchant: Pay now which enables the consumer to pay now via your bank account, pay later which allows the consumer to push the invoice back 14 days, and slice it which is the financial method where a consumer is enabled to finance products up to 36 months later. All these methods of payments will enable you as a merchant to ensure more sales in the regions of your choice.

Customer Flow

Klarna with PayFasto
Klarna with PayFasto
Klarna with PayFasto

Klarna processing details

Overview:
Markets: AU, DK, FI, DE, NL, NO, UK, US, SE
Payment Flows: Real-time bank transfer, Invoice, Instalments
Recurring Payments: No
One-click Payments: No

Currency:
Processing: GBP, EUR, DKK, NOK, SEK
Settlement: GBP, EUR, DKK, NOK, SEK
Consumer: GBP, EUR, DKK, NOK, SEK

Transaction Information:
Minimum Amount: 0.01 EUR
Maximum Amount: 3000-5000 EUR, DACH 1500 EUR, UK 1200 GBP, US 5000 USD

Features & Risks:
Refunds: Yes
Payment Guarantee: Yes
Chargebacks Risk: Yes

Benefits to using Klarna with PayFasto

One of the most used payment method in Northern Europe
A trusted name for many consumers in Europe
Payments are guaranteed and immediately confirmed
Protected by 3D-secure technology
Three good options of sales which includes: pay now, pay later, or slice it